Those mothers who have given birth and are raising three or more children are considered to have many children. The state values such women and provides them with financial support in old age. The benefits under the law on the pension of a mother of many children concern not only additional benefits, but also the future pension of a woman with many children.
Pension reform for mothers of many children
Almost two years have passed since President Vladimir Putin signed the most important document, which was previously adopted by the State Duma and the Federation Council, taking into account significant corrections made by the head of state. According to this reform, the age of compatriots entering retirement will gradually increase.
And thanks to three significant mitigating amendments by the President, 60-year-old Russian women are eligible for early retirement under the new law.
Last year's reform also changed the retirement age for a large number of women with many children, affecting mothers of 3 and 4 children.
Such parents will be able to take advantage of the pleasures of a well-deserved rest prematurely - three and four years earlier. And starting from 2021, all Russians have received a wonderful opportunity to receive pension payments early.
The necessary and useful amendments introduced by Putin, taken together and each separately, adjusted the criteria necessary for obtaining an insurance pension for mothers with many children in comparison with Russian women who gave birth and raised 2 offspring or 1 child, or even childless ones. For Russian mothers with more than 4 heirs, everything remains the same.
Increasing pensions for mothers of many children in 2021: latest news
With the onset of 2021, mothers with many children will have the opportunity to retire earlier than expected. This innovation was introduced in the pension reform in the fall of 2018 after Vladimir Putin’s bill (Article 28 of Federal Law of the Russian Federation No. 173 “On Labor Pensions in the Russian Federation”). Early exit, based on the amendment, will become available only to those women whose insurance coverage is at least 15 years (does not apply to women living in rural areas).
The more children a woman has, the earlier their retirement age will come. For example, mothers of five children will be able to retire at just 50 years old.
Retirement age for women with many children in Russia
Important regulation No. 350-FZ “On Amendments to Certain Legislative Acts of the Russian Federation” guarantees a reduction in the retirement age for Russian mothers with many children, who gave birth to and raised 3-4 little Russians.
The undoubted benefits of some compatriots will come into force in 2020-2022 due to the gradual increase in the age of women entering their well-deserved retirement and the unevenness of this procedure for pensioners enjoying benefits.
Three major amendments by the President regarding the mitigation of the reform implemented a year ago for women read:
- everyone will be able to become pensioners at the age of 60, the number 63 is a thing of the past;
- mothers with many children, having 3 heirs, retire at the age of 57, and those raising 4 offspring - a year earlier, having undeniable advantages over the rest;
- Russian women who have recently become pensioners make payments ahead of schedule, saving 6 months for rest (in 2021 - 55.5, and in 2020 - 56.5).
And women born in 1964 receive a pension at the age of 55.5 years according to the old rules, which is much more favorable than the conditions provided by law for mothers with 3 and 4 children. There is no need to wait until they turn 57 and 56.
At what age does a mother of 3 and 4 children retire?
According to the amendments of the head of state, the bill fixes the age of homemakers who are applying for a well-deserved premature rest. For example, a pension for mothers of large families with three children will become available to women aged 57, and those who gave birth to four will receive early payments a year earlier.
During the first period of the interim period, it is preferable for women to receive pension payments without fixed concessions. If, for example, a mother of three children, born in April 1965, retires under the new law, then she will be able to take advantage of her desired benefits only in 2022, when she turns 57 years old. And according to long-existing rules, a Russian woman will receive a payment of 56.5 (in November 2021) and will calmly become a pensioner, saving a lot of time (retirement table).
At what age does a mother of 5 or more children retire?
For mothers of many children with five or more children, the same pension amount is provided as it was before the reform was implemented. According to Part 1, Clause 1, Art. 32 of Law No. 400-FZ “On Insurance Pensions”, for 50-year-old Russian women who gave birth to a whole crowd of children and raised more than 4 offspring, it is provided for the registration of payments related to retirement.
The bill on increasing the age limit for pensioners does not apply to this category of women.
Now they issue early payments if they have the required number of years of work, pension points, as well as one more condition - raising heirs up to 8 years of age. Only those children in respect of whom Russian women were deprived of parental rights or whose adoption has been canceled are not taken into account.
At what age do women and men retire?
The age that gives the right to receive an old-age insurance pension in Russia is 60 years for women and 65 for men (Part 1 of Article 8 No. 400-FZ of December 28, 2013). Previously, these values were 5 years less - 55 and 60, respectively. The changes were introduced by Law No. 350-FZ of October 3, 2018.
- New standards (60 and 65) are not established immediately, but only after the stipulated transition period - after 2023.
- During the period 2019-2022. The retirement age will increase gradually - one year per year.
In the first two years of the reform, the law provides for the opportunity to receive a pension six months ahead of schedule (Article 10 of Law No. 350-FZ). This applies to those citizens who will turn 55 and 60 years old in 2021 and 2021.
The change in retirement age during the transition period can be illustrated by the table:
| Year of reaching old retirement age (55/60) | Retirement age | |
| for women | for men | |
| 2018 | 55 | 60 |
| 2019 | 56 (55,5*) | 61 (60,5*) |
| 2020 | 57 (56,5*) | 62 (61,5*) |
| 2021 | 58 | 63 |
| 2022 | 59 | 64 |
| 2023 | 60 | 65 |
| 2024 | ||
| 2025 and so on |
Note: * - age is indicated taking into account a reduction in the retirement period by six months under the provided benefit.
Retirement table by year of birth
To determine when a man or woman will retire depending on the year of birth, you can use the table below:
| Date of Birth | Retirement age | In what year will they retire? |
| women | ||
| 1st half of 1964 | 55 years 6 months | 2nd half of 2019 |
| 2nd half of 1964 | 1st half of 2020 | |
| 1st half of 1965 | 56 years 6 months | 2nd half of 2021 |
| 2nd half 1965 | 1st half of 2022 | |
| 1966 | 58 | 2024 |
| 1967 | 59 | 2026 |
| 1968 | 60 | 2028 |
| 1969 | 2029 | |
| 1970 | 2030 | |
| 1971 | 2031 | |
| 1972 | 2032 | |
| men | ||
| 1st half of 1959 | 60 years 6 months | 2nd half of 2019 |
| 2nd half of 1959 | 1st half of 2020 | |
| 1st half 1960 | 61 years 6 months | 2nd half of 2021 |
| 2nd half 1960 | 1st half of 2022 | |
| 1961 | 63 | 2024 |
| 1962 | 64 | 2026 |
| 1963 | 65 | 2028 |
| 1964 | 2029 | |
| 1965 | 2030 | |
| 1966 | 2031 | |
| 1967 | 2032 |
The table shows that:
- Intermediate retirement ages are set for women born in 1964-1967 and men born in 1959-1962.
- Women born in 1968 and men born in 1963. Pensions will be paid according to the final age - 60 and 65.
We note that according to Art. 10 of Law No. 350-FZ, the retirement age is not increased for citizens who, before January 1, 2021, reached the old age standards (55 and 60 years), including those established on preferential grounds, but did not apply for a pension on time. The same rule applies if retirement age has been reached, but there are not enough points or length of service to assign pension payments.
Preferential retirement for mothers of many children
Today, early retirement is granted to mothers with many children if they have reached a respectable age and are raising the required number of offspring, raised at least until they turn 8.
If there is at least one seven-year-old child, the long-awaited retirement will certainly be postponed.
The parent must devote almost 16 years to work in order to qualify for premature registration of the long-awaited vacation, and also have the appropriate IPK.
What documents are needed to apply for a pension for a mother of many children?
To apply for an increase in pension and ensure early access to it, a mother of many children needs to contact the Pension Fund of Russia. Increases will not be accrued automatically - the process begins in the order of application. A woman will need to collect the necessary package of documents:
- The application itself. It must be correctly composed, with a well-formulated request.
- A copy of the Russian passport - confirmation that the mother has Russian citizenship, and her age is suitable for early retirement.
- SNILS (a document in the form of a plastic card).
- Employment history.
- Other documents that confirm the required work experience of a mother of many children. Read more about the transition to an electronic version of the labor document here.
- Certificates and documents about the current individual pension coefficient. They can only be issued at the regional center of the Pension Fund.
- Copies of passports or birth certificates of each child.
- If necessary, adoption documents.
- A document confirming social status - a certificate of a mother of many children. It must be pre-issued, since the document has its own specific validity period - 1 year.
The procedure for calculating insurance length and pension points
When today the amounts of payments to Russian women with many children are calculated, the points are necessarily taken into account. Their number varies for each individual year.
| Year of early retirement | Year of birth | Insurance experience, years | Required IPC size, points |
| 2019 | 1969 | 15 | 16,2 |
| 2020 | 1970 | 18,6 | |
| 2021 | 1971 | 21 | |
| 2022 | 1972 | 23,4 | |
| 2023 | 1973 | 25,8 | |
| 2024 | 1974 | 28,2 | |
| 2025 | 1975 | 30 |
To receive cash support for the period of time worked, the mother can have the shortest experience, which is slightly less than 16 years and the size of the IPC - at least 18.6 points in 2021. This number directly depends on the size of the salary a woman receives at work and the amount of money she contributes to the Russian Pension Fund and to the employer.
The time spent caring for a child until he is one and a half years old is included in the length of service. This leave must fit within the required period.
During the period of maternity leave, the mother is awarded points:
- 1.8 – for 1 heir;
- 3.6 – for the second;
- 5.4 – for the third;
- 5.4 – for the fourth.
In order for maternity leave to be included in the length of service and early retirement to be assigned, a Russian citizen with many children must have entries in her work book.
How is the pension of a mother of many children calculated?
Parents' pensions depend only on the size of their wages and the number of years of work experience. There is the smallest recorded payment amount - 5686.25 rubles. A 93 rub. constitutes the pension coefficient. No one has yet abolished the subsistence minimum of a constituent entity of the Russian Federation. Therefore, the pension for a mother with many children who has 3 children to support may be equal to it or be greater.
To find out the exact amount of the payment, you need to multiply the IPC by the SPK (the cost of the pension coefficient). But in reality the surcharge will be like this:
- 3416 rub. – for 1 offspring;
- 4270 – for two;
- 5124 – for 3 children.
How is the pension of a mother of many children calculated?
The final pension amount for mothers with many children will depend on the following factors:
- The amount of deductions withheld from the mother's salary.
- Work experience.
- IPK.
In 2021, pensions for mothers with many children will be calculated from two amounts: a fixed (labor) payment and an insurance payment. Mothers of many children (especially heroine mothers) spend a significant part of their working experience on maternity leave, for which she is awarded points. For a first-born, a woman receives 1.8 points, for two – 3.6, and for three, respectively, 5.4. No points are awarded with four or more children. By the way, maternity leave is also included in the length of service - one and a half years for each child. But in total, no more than six years are taken into account (for four children).
IPC is an abbreviation for the concept of “individual pension coefficient”. It denotes the very points awarded to a woman for children. The amount of the insurance pension will be calculated using the formula:
Pension = IPC * SPK (the value of the pension coefficient).
How much will they add to your pension? In numbers, the surcharge will look like this:
- for one child the amount of additional payment will be 3416 rubles;
- for two – 4270 rubles;
- for three children – 5124 rub.
Procedure for applying for a pension
Having many children gives Russian women the right to receive an early pension. In this case, it is necessary to take into account all the facts: both where the mother works and where she lives. There is a regulated procedure for making payments.
Where should I apply for a pension?
In order for Russian citizens with many children to receive early retirement in a timely manner, they can take advantage of the assistance of the responsible services for clients of the Pension Fund of Russia departments in the place where they live, as well as branches of the MFC - “My Documents” divisions or the service portal by submitting a correctly completed application online.
Conditions for assigning early pension
When a woman with many children lives in the very center of Russia, she is concerned about early retirement, having five natural and adopted children. In this case, the youngest offspring should be almost 9 years old. And the insurance experience of a Russian mother may be a little less than 16. As for pension points, they need to be collected more than 29. The 50th anniversary of the Russian mother will also be very opportune.
When arranging for a well-deserved rest, it is necessary to take into account the period of caring for the disabled person from childhood.
A guardian who has raised such a child until he reaches 8 years of age has the right to reduce the pensioner’s age by 12 months for every year and a half of caring for a disabled person. And in total - no more than 5. At the same time, a man will receive payment for caring for a crippled child if he has two decades of insurance experience, and a woman - 5 less.
One of the parents of a disabled child who is 9 years old can also apply for a pension ahead of time.
This right is granted to fathers who have worked for two decades and have reached the age of 55, or mothers who have turned 50, and 15 of them have been counted as years of work.
If the parent’s place of work is the Far North, she also applies for early retirement if she has:
- 2 or more offspring;
- 12 years of work experience or 17 – in a territory with a harsh climate, such as in the Far North. Unfortunately, years of education and maternity leave are not taken into account;
- more than 29 pension points;
- 50 years of age (if you worked hard in nomadic northern farms, then 45 is enough).
What documents will be required to apply for a pension?
When the retirement age that allows you to receive early cash support is approaching, do not forget to timely submit the necessary documents:
- written information about the presence of actual family members;
- original and duplicate of the document on experience;
- proof of income from work;
- stamped papers with the dates of birth of all offspring;
- document on marital relationship;
- certificates about the health status of the disabled child (if any);
- paper certifying the fact of legal maintenance of adopted children;
- document identifying the applicant;
- SNILS;
- the application itself for the appointment of a pension payment ahead of schedule.
Terms of consideration
All papers are reviewed for two weeks. If the submitted package of documents needs to be supplemented, the applicant is given 3 months to do this.
Features of accrual
When calculating cash benefits, the duration of work and the woman’s age, the number of pension points, the number of natural heirs, as well as children who were adopted are taken into account.
And they increase the amount of early cash support if a caring mother supports minors or offspring receiving education until they turn 23 years old.
If the cherished time of retirement is postponed for some reason, then an increase factor is used for each individual year.
And those Russian women whose income does not even reach the subsistence level receive the right to social subsidies in addition to cash security.
If you have no work experience
Payments for a long-awaited vacation for a mother with many children are calculated based on the amount of points. And if the parent does not have enough labor minimum, then monetary support is assigned to her on generally accepted grounds after reaching the appropriate age.
When is recalculation made?
Mandatory recalculation of monetary support is carried out if a mother of many children writes an application or without it, if the pensioner is officially working or has injuries.
When a woman turns 80, payments are also reviewed and the pension increases additionally.
The number of children directly affects the allowances. If there are two offspring, then from 6,440 to 12,800 rubles will be added to the pension; for three – from 7200 to 14400; and for one – from 4000 to 11200 rubles.
Comments (24)
I was born in May 1965, with three children, more than 25 years of experience. I didn’t have any certificates for either the second or the third, everything was done on my own. And will I retire with childless peers? You've made a big deal.
The main thing Putin said: with three - minus three, with four - minus four years. No, it was Golikova who made it up, she knows that our years did not fall under the checkmate. capital, there would be no question here. And they taught and raised, they pulled out all the veins, and then they took it and added years - the women became younger. Yes, I have no teeth, no nerves, everything hurts. I didn’t know how to make it to 55. May they die there, rulers!
How can we, mothers of many children and even just mothers, be understood by a woman who does not have children of her own? What do you want from her? In her understanding, children are likely to be born straight into adults, ready to pay taxes at no particular cost to their parents. And mothers are women who maliciously evade paying taxes during maternity leave, which defies any reasonable justification from an economic point of view.
I was born in 1967 and have 4 children. I work on a collective farm as a milkmaid, but I have a certificate for light work due to health reasons. I have been working since 1986, what time can I retire and can I retire early?
Interestingly, the more children, the less opportunity a woman has to earn seniority. Where can I get it if not? And what then, early retirement is cancelled? What if, for example, there are 10 children?
My year of birth was 1971, I gave birth to three children. I don’t even receive benefits; the land in the dacha is over two hundred square meters.
Yes, I’m the mother of 3 children, I didn’t receive anything from the state, I raised them myself. And now, even at 55, I can’t retire. Why should I wait another six months? Who needs such a reform? To our rulers, but not to the people.
This is just a disgrace! Similar situation. They gave medals to mothers of many children, but there is no money for 15 thousand! I was on the waiting list for an apartment for 27 years, and when the turn came, they said that the children had grown up and should earn their own money for an apartment! Give birth women! In Czechoslovakia, a mother of three children retires at 50, but in our country the age has also increased.
Good afternoon. I am also a mother of many children, I have four sons. I didn’t qualify for an early northern pension because northern women are deducted maternity benefits from their length of service for early retirement. I will also go to 56. Dear women, I wish you, our children, strength and health. It is fortunate that we have enough strength and health to do anything, despite all the trials.
Hello. My mother was born in 1963 and has 3 children. At what age was she supposed to retire? From 55 or from 53?
Hello. I am 50 years old at the age of 19, I have three children and, as the eldest, I am considered a single person. When will I retire, at what age?
Hello! Answer please. My mother is currently 50 years old, she had 5 children, one of us died (the oldest, at 4 years old). She was not allowed to retire.
That's right. P. 1 part 1 art. 32 of Law No. 400-FZ states that women who have given birth to five or more children and raised them until they reach the age of 8 can retire at the age of 50. At the same time, you must also have at least 15 years of insurance experience.
Hello. Your mother has the right to retire at age 56.
I was born in 1964, I have 3 children. When can I retire?
The article contains tables by year of birth. Your year is there too.
No matter how they twisted us, they carried us, born in 1964, as if we had never given birth. I have 4 children, and I will go, even if I gave birth or not. They will say that they gave birth for themselves. So don’t talk about the fact that we are beneficiaries. The entire Government has been empty, it’s a shame.
I was born in 1969, I have 4 children. I live in an area equivalent to the north, I have been working in this area for almost 30 years, 10 years of which I served in the internal affairs bodies. When applying for a pension, these 10 years of service were excluded from my work experience and they told me that it was not enough to retire. Why is that? I didn’t fly in the clouds, but worked for these 10 years.
That the Duma, together with Putin, laughs at the people. Get off your butts and live off that money. You only oppress your people, we are cattle for you.
Hello! I was born in 1979, I have 3 children. 19 years of work experience (including 4.5 years in child care). In 2023, the status of having many children will disappear due to the eldest child reaching 18 years of age. Does this have an effect? And when can I retire?
I was born in 1964, I have five children, one of them is a minor. Work experience 14.5. I contacted the pension fund: they refused to give me a pension, saying that I had to wait another six months. Is this legal?
Additional pension benefits for mothers of many children
A pension for large families implies a reduction in payments for utilities and housing. Mothers with many children can place their little offspring in nurseries and kindergartens without any delay, receive compensation for expenses due to the constant increase in the cost of living and basic food products, and return funds spent on purchasing clothes for their heirs.
Those with many children are treated to additional days off, free lunches, breakfasts for their offspring at school, and money-free travel on minibuses.
Russian women are also applying for land plots for development, as well as for a special transport tax benefit and assistance in creating a farm in the village.
